This Cookie Policy was last updated on April 21, 2026 and applies to citizens and legal permanent residents of South Africa.
1. Introduction
This Cookie Policy should be read together with Credit Bar (Pty) Ltd’s Privacy Policy and PAIA Manual, which explain how we collect, use, disclose, retain and protect personal information in accordance with the Protection of Personal Information Act, 2013 («POPIA»).
Credit Bar (Pty) Ltd is the Responsible Party for the personal information processed through this website and is committed to processing personal information lawfully, reasonably and transparently in accordance with POPIA.
2. What are cookies?
A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third
parties during a subsequent visit.
3. What are scripts?
A script is a piece of program code that is used to make our website function properly and interactively. This code is executed on our server or on your device.
4. What is a web beacon?
A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons.
5. Cookies
Personal information collected through cookies will only be processed where Credit Bar has a lawful basis for doing so in accordance with POPIA. Depending on the nature of the cookie, processing may be based on:
- your consent;
- the performance of a contract;
- compliance with a legal obligation;
- the protection of legitimate interests;
- Credit Bar’s legitimate business interests.
5.1 Technical or functional cookies
Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent. These cookies process only the minimum personal information necessary to provide website functionality and security.
5.2 Statistics cookies
We use statistics cookies to optimize the website experience for our users. With these statistics cookies we get insights in the usage of our website. We ask your permission to place statistics cookies. These cookies will only be activated once you have provided your consent through our cookie consent management platform.
5.3 Marketing/Tracking cookies
Marketing and advertising cookies are only placed after obtaining your explicit consent. These cookies may collect information regarding your browsing behaviour, interests, interactions and preferences to deliver relevant advertising and measure campaign effectiveness.
5.4 Social media
On our website, we have included content from Instagram, WhatsApp, LinkedIn, Facebook and X (Formerly Twitter) to promote web pages (e.g. «like», «pin») or share (e.g. «tweet») on social networks like Instagram, WhatsApp, LinkedIn, Facebook and X (Formerly Twitter). This content is embedded with code derived from Instagram, WhatsApp, LinkedIn, Facebook and X (Formerly Twitter) and places cookies. This content might store and process certain information for personalized advertising.
Please read the privacy statement of these social networks (which can change regularly) to read what they do with your (personal) data which they process using these cookies. The data that is retrieved is anonymized as much as possible. Instagram, WhatsApp, LinkedIn, Facebook and X (Formerly Twitter) are located in the United States.
Where information collected through social media integrations constitutes personal information, such processing will occur in accordance with POPIA and the respective third-party provider’s privacy notice.
5.5 Personal Information Collected Through Cookies
Cookies may collect personal information including:
- IP address
- Device identifiers
- Browser type
- Operating system
- Session identifiers
- Language preferences
- Approximate geographic location
- Website usage information
- Log files
- Referral URLs
- Authentication information
- Security information
5.6 Purpose of Processing
The information is processed to:
- operate the website
- maintain website security
- prevent fraud
- authenticate users
- improve website functionality
- analyse website performance
- comply with legal obligations
- protect legitimate business interests
6. Placed cookies
This Cookie Policy was synchronized with cookiedatabase.org on April 21, 2026.
This website uses cookies. We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services.
Cookies are small text files that can be used by websites to make a user’s experience more efficient. The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies, we need your permission.
This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages. You can at any time change or withdraw your consent from the Cookie Declaration on our website. Learn more about who we are, how you can contact us and how we process personal data in our Privacy Policy. Please state your consent ID and date when you contact us regarding your consent.
Your consent applies to the following domains: www.creditbar.co.za
Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.
Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.
7. Consent
Upon your first visit to our website, you will be presented with a Cookie Banner requesting your consent for non-essential cookies. Necessary cookies are enabled automatically because they are required for the operation of the website. All other categories of cookies will only be activated once you have provided your consent.
7.1 Manage your consent settings
- Functional. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific
service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication
over an electronic communications network. - Statistics. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena,
voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored
or retrieved for this purpose alone cannot usually be used to identify you. - Marketing. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website
or across several websites for similar marketing purposes
7.2 You may withdraw or amend your cookie preferences at any time through our Cookie Preferences Centre without affecting the lawfulness of processing carried out before withdrawal.
8. Enabling/disabling and deleting cookies
You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.
Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our website again
9. Your rights with respect to personal data
You have the following rights with respect to your personal data:
- You have the right to know why your personal data is needed, what will happen to it, and how long it will be retained for.
- Right of access: You have the right to access your personal data that is known to us.
- Right to rectification: you have the right to supplement, correct, have deleted or blocked your personal data whenever you wish.
- If you give us your consent to process your data, you have the right to revoke that consent and to have your personal data
deleted. - Right to object: you may object to the processing of your data. We comply with this, unless there are justified grounds for
processing.
To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you, but you also have the right to submit a complaint to the Information Regulator South Africa:
Woodmead North Office Park, 54 Maxwell Drive, Woodmead, Johannesburg, 2192
email: complaints.IR@justice.gov.za
10. Contact details
For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact
details:
Credit Bar (Pty) Ltd
South Africa
Website: https://creditbar.co.za
Email: contact@creditbar.co.za
Registered address
Office 10, First Floor,
The Estuaries, Building 12
Oxbow Crescent, Century City
Cape Town
7441
Information Officer details (or reference to Information Officer)
11. Retention of personal information
Personal information collected through cookies will only be retained for the period necessary to fulfil the purpose for which it was collected, unless a longer retention period is required or permitted by law.
12. Security
Credit Bar implements appropriate technical and organisational measures to protect information collected through cookies against unauthorised access, loss, misuse, alteration or disclosure.
13. Amendments to this cookie policy
Credit Bar reserves the right to amend this Cookie Policy from time to time. The latest version will always be available on the website and the «Last Updated» date will reflect the effective date of the latest revision.